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PLEASE CAREFULLY REVIEW THE TERMS OF USE OF THIS SITE, INCLUDING TERMS AND CONDITIONS AND POLICIES REFERENCED AND INCORPORATED HEREIN (this “Agreement”). BY ACCESSING, BROWSING, AND/OR USING THE SERVICES POSTED ON THIS SITE, YOU AGREE TO BE BOUND BY this Agreement. If you do not wish to be bound by this Agreement, do not access, browse, or use the services on this Site. We may periodically update these Site Terms of Use, so please check them from time to time as your continued use of the Site signifies your agreement to any changed terms.

SUBWAY® CARDS PURCHASED OR RELOADED THROUGH THIS SITE ARE SUBJECT TO THE SUBWAY CARD TERMS, AND AS APPLICABLE THE REWARDS PROGRAM TERMS, WHICH ARE INCORPORATED HEREIN BY THIS REFERENCE. BY PURCHASING OR RELOADING A CARD THROUGH THIS SITE, YOU AGREE TO BE BOUND BY SUCH TERMS.

WHILE WE MAKE REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ABOUT THE SUBWAY® CARD AND REWARDS PROGRAMS ON THIS SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THIS SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE.

PURCHASES. VPS is working with CashStar, Inc. (“CashStar”) to provide certain services for SUBWAY® Cards purchased or reloaded from the Site. Either CashStar or VPS is the merchant of record associated with payments on the Site, and either CashStar’s “SUBWAY Card” or VPS’s “IPC Subway” will appear on your credit card or bank statements. VPS is the issuer of SUBWAY® Cards purchased or reloaded from the Site.

In order to purchase product displayed on this Site you will be requested and sometimes required to enter certain information, which includes credit card and related payment and billing information. In the act of providing such information, you warrant that it is both current and accurate. The act of making a purchase (even under consideration that the electronic signoff is somehow avoided), confirms that you agree to pay all related charges (including product, service, shipping & handling, and taxes) incurred by yourself or users of your credit card. VPS reserves the right to refuse an order for any reason.

PRODUCT SALES AND AVAILABILITY. All products displayed on this Site will be delivered only within the United States and Canada, unless stated otherwise. All prices displayed on the Site are quoted in either U.S. or Canadian Dollars and are valid and effective only in the United States and Canada. All amounts loaded onto your SUBWAY® Card are held and denominated in the currency of the country selected during the online purchase or reload process , but the Card may be used in the United States or Canada, regardless of the currency selected, with currency conversion rates applied, as applicable. VPS reserves the right without prior notice to discontinue or change specifications on products and services offered on this Site without incurring any obligations.

NO RETURNS/REFUNDS. Unless otherwise required by law, SUBWAY® Cards may not be returned and will not be refunded or redeemed for cash.

PRODUCT DELIVERY.Customers select their desired shipping method during the Card purchase process. FedEx or UPS shipping must be to a physical address, and may not be sent to a Post Office Box. Risk of loss transfers from VPS after delivery of Cards to the selected shipper. VPS bears no responsibility for orders canceled or delayed for reasons including without limitation, limited or inaccurate information supplied, or an inability to contact the person that placed the order, or the cardholder for that order. For certain orders additional verification processes may be required. These processes may lead to a delay in delivery of product.

COPYRIGHT AND TRADEMARK.Unless otherwise noted, all materials on this Site are protected as the copyrights, trade dress, trademarks and/or other intellectual properties owned or used by VPS and/or its affiliates or by other parties that have licensed their material to VPS.

SUBWAY® is a service mark owned and registered by Subway IP Inc. (“Subway IP”). Subway IP’s marks on this Site represent some of the marks currently owned or controlled in the United States and/or in one or more other countries by Subway IP. The display of these marks and of notices associated with these marks is not intended to be a comprehensive compilation of all of Subway IP’s worldwide proprietary ownership rights, and Subway IP may own or control other proprietary rights in one or more countries outside of the United States.

All rights not expressly granted are reserved.

PERSONAL USE. Your use of the materials included on this Site is for informational and shopping purposes only. You agree you will not distribute, publish, transmit, modify, display or create derivative works from or exploit the contents of this Site in any way. You agree to indemnify, defend and hold harmless VPS and Subway IP for any and all unauthorized uses you may make of any material on the Site. You acknowledge the unauthorized use of the contents could cause irreparable harm to VPS and Subway IP and that in the event of an unauthorized use of VPS or Subway IP’s marks, VPS and Subway IP shall be entitled to an injunction in addition to any other remedies available at law or in equity.

UPLOADING IMAGES, SUBMISSIONS AND FEEDBACK. You agree you are and shall remain solely responsible for the contents of any submissions you make, and you will not submit material that is unlawful, defamatory, abusive or obscene. You agree that you will not submit anything to the Site that will violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s).

While we appreciate your interest, we do not want and cannot accept any ideas you consider to be proprietary regarding designs, product technology or other suggestions you may have developed. Consequently, any material you submit to this Site will be deemed a grant of a royalty free non-exclusive right and license to use, reproduce, modify, display, transmit, adapt, publish, translate, create derivative works from and distribute these materials throughout the universe in any medium and through any methods of distribution, transmission and display whether now known or hereafter devised. In addition, you warrant that all so-called 'moral rights' have been waived.

LINKS. Some links on the Site will allow you to connect with sites that are not under our control. VPS is providing these links only as a convenience. The appearance of a link does not imply an endorsement by VPS, nor is VPS responsible for the contents of any linked site. You access them at your own risk.

PRIVACY AND SECURITY. Certain data relative to the activity of your user session may be collected. For an explanation of VPS's practices and policies related to the collection, use and storage of our online guests' information, please read our PRIVACY POLICY, the terms of which are incorporated herein by this reference.

DISCLAIMER; LIMITATION OF LIABILITY. EXCEPT AS OTHERWISE EXPRESSLY STATED WITH RESPECT TO OUR PRODUCTS, ALL CONTENTS OF THE SITE ARE OFFERED ON AN 'AS IS' BASIS WITHOUT ANY WARRANTY WHATSOEVER EITHER EXPRESSED OR IMPLIED. VPS MAKES NO REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. VPS does not guarantee that the functions contained in the Site will be uninterrupted or error-free, that this Site or its server will be free of viruses or other harmful components, or that defects will be corrected even if VPS is aware of them.

NONE OF VPS, ANY OF ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE OFFICERS, MANAGERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER LOSSES OR DAMAGES ARISING OUT OF OR RELATED TO THE USER OF THIS SITE OR ANY PRODUCT OR SERVICES DISTRIBUTED ON OR PROVIDED THROUGH THIS SITE, whether as a result of errors, omissions, loss of data, defects, viruses, interruptions or delays in operation or transmission, or any other cause. This limitation of liability will apply regardless of the legal theories under which relief is sought. VPS’S AGGREGATE LIABILITY UNDER THIS AGREEMENT SHALL NOT EXCEED THE AMOUNT PAID TO VPS FOR SERVICES DURING THE THREE (3) MONTHS PRIOR TO ANY EVENT GIVING RISE TO SUCH LOSS.

MINORS. VPS asks that parents supervise their children while online. No information should be posted by minor children without parental consent.

GOVERNING LAW. Any dispute regarding this Agreement shall be governed by the laws of Florida, and the parties agree to accept the exclusive jurisdiction of federal and state courts located in Miami-Dade County, Florida regarding any such disputes. The application of the rules of the United Nations Convention on Contracts for the International Sale of Goods is expressly disclaimed. In any dispute between VPS and you regarding this Agreement, where VPS is the prevailing party, VPS shall be entitled to recover its reasonable attorneys' fees, legal expert fees, and other legal expenses from you.

ADDITIONAL PROVISIONS. You acknowledge that you have read this Agreement, and understand it, and agree to be bound by it. If any provision of this Agreement is found invalid or unenforceable, the remainder of this Agreement shall remain valid and enforceable according to its terms. The parties intend that the provisions of this Agreement be enforced to the fullest extent permitted by applicable law. Accordingly, the parties agree that if any provisions are deemed not enforceable, they shall be deemed modified to the extent necessary to make them enforceable and in such manner as comes closest to the intentions of the parties to this Agreement as is possible. Non-enforcement of any provision herein does not constitute a waiver of any right to enforce the provision in the future. This Agreement will inure to the benefit of and be binding upon the parties, their successors and assigns.

Updated 4/28/14.

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